Take a break, honestly, you need too. As YouTube has made me depressed before, in a matter of time if you ENJOY, making what you make, and you have people enjoying, then everyone is happy.
Hey! I see what you are going through. Maybe, you should try to switch PayPal accounts. Cause if one account is not working, maybe another will. Just some advice from a small youtuber with 200 subs :D!